Secrets to staying on budget this holiday shopping season
by ARA
Sep 21, 2009 | 6434 views | 0 0 comments | 72 72 recommendations | email to a friend | print
(ARA) - Shoppers stayed focused during the back-to-school season by clipping coupons, seeking sales and sticking only to the items on their lists, according to the National Retail Federation. If you're looking to save money this holiday season, you'll likely follow the same trend.

Here are a few tricks to help keep spending down, so you can purchase everything on your holiday list:

* Make your list and check it twice. The temptation to splurge can be especially strong this time of year, so it's important to create a budget and stick with it. Review potential holiday expenses thoroughly so that there are no surprises. Talk with your family members and ask for creative ideas. You may find that the best present is simply time spent together.

* Search for gifts that fit your budget. If you need a gift idea for your teenage niece that fits within a $20 budget limit, type "teenage girl gift ideas under $20" into an online search engine. Who knows, you might not even have to leave the house to make your purchase, because you may find the perfect gift right there through an online store.

* Organize your retail coupons, and keep them in one place. Review your shopping list and pull any in-store coupons that you may use during your shopping trip. Go online and look for printable coupons at ShoppersResource.com.

* Get out on the big discount days. This means you may have to fight the crowds, lines, jammed parking lots and crazy stores, but shopping on Black Friday or on subsequent discount days can give you so many deals that it will be worth it. If you have to work, plan to get up early, catch the morning specials, stop for some breakfast, and still be to work by 8 a.m. Make sure you take water, wear good walking shoes, map out your route, and factor in potential traffic delays.

* Shop online to save time and money. Use a price comparison engine to search for the best deals on specific items. Before you make an online purchase, look for a coupon code. A quick search could yield a discount or free shipping deal.

* Stay calm if you need a last minute gift. Procrastination doesn't mean you're stuck. Even if you postponed your holiday shopping, you may not have to dig through what's left on the store shelves. Many online stores clearly outline which shipping method is necessary in order for an item to be delivered in time for a major holiday. In some cases, discounts will be available on express shipping, so last minute gifts can be delivered on time with no extra charges. If you are making an online purchase, check CouponHeaven.com for a free coupon. Even if no shipping discounts are available, you may find an online coupon code that covers the cost of the expedited shipping.

* Give a gift card. This is a surefire way to stay within your budget. If you're already in a popular retail store, like Target or Kohls, pick up a gift card during checkout. Many stores also sell gift certificates online, and some offer free shipping. Kohls ships gift cards for free, complete with a personalized note from you.

There are many ways to keep your holiday shopping costs down this season, and by combining one or two tips, you may even be able to come in under budget this year.

Courtesy of ARAcontent
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